Year / Month	Base Rate %	Spread Rate %
2081 Ashwin	8.36	4.51
2081 Bhadra	8.52	4.59
2081 Shrawan	8.82	4.59
2081 Ashar	9.20	4.58
2081 Jestha	9.22	4.59
2081 Baisakh	9.56	4.59
2080 Chaitra	10.07	4.58
2080 Falgun	10.19	4.59
2080 Magh	10.57	4.59
2080 Poush	10.81	4.58
2080 Mangsir	11.00	4.59
2080 Kartik	11.17	4.59
2080 Ashwin	11.59	4.54
2080 Bhadra	11.79	4.59
2080 Shrawan	11.57	4.59
2080 Ashar	12.15	4.59
2080 Jestha	12.10	4.79
2080 Baisakh	12.22	4.79
2079 Chaitra	12.42	4.78
2079 Falgun	12.61	4.99
2079 Magh	12.64	4.98
2079 Poush	12.88	4.87
2079 Mangsir	12.60	4.97
2079 Kartik	12.52	4.98
2079 Ashwin	12.30	4.34
2079 Bhadra	12.09	4.70
2079 Shrawan	11.67	4.93
2079 Asadh	11.26	4.59
2079 Jestha	11.14	4.82
2079 Baisakh	10.72	4.94
2078 Chaitra	10.62	4.42
2078 Falgun	10.51	4.84
2078 Magh	9.93	4.65
2078 Poush	10.08	4.37
2078 Mangsir	9.49	4.63
2078 Kartik	9.22	4.65
2078 Ashwin	9.34	3.88
2078 Bhadra	8.48	4.32
2078 Shrawan	8.37	4.57
2078 Ashad	8.54	4.29
2078 Jestha	8.26	4.24
2078 Baisakh	8.57	4.00
2077 Chaitra	8.46	4.13
2077 Falgun	8.40	4.57
2077 Magh	8.53	4.64
2077 Poush	8.83	4.90
2077 Mangsir	8.87	4.97
2077 Kartik	9.02	4.93
2077 Ashwin	9.21	4.97
2077 Bhadra	9.23	4.98
2077 Shrawan	9.30	4.93
2077 Ashad	9.99	4.57
2077 Jestha	10.44	4.24
2077 Baisakh	10.33	5.33
2076 Chaitra	11.28	4.88
2076 Falgun	11.29	5.01
2076 Magh	11.26	5.14
2076 Poush	11.30	5.16
2076 Mangsir	11.32	5.31
2076 Kartik	11.28	5.39
2076 Ashwin	11.24	5.44
2076 Bhadra	11.16	5.50
2076 Shrawan	11.05	5.41
2076 Ashad	11.66	4.92
2076 Jestha	11.86	4.95
2076 Baisakh	12.00	4.93
2075 Chaitra	11.87	4.98
2075 Falgun	11.60	4.97
2075 Magh	11.50	4.92
2075 Poush	11.60	4.83
2075 Mangsir	12.36	4.85
2075 Kartik	11.68	5.61
2075 Ashwin	11.50	6.48
2075 Bhadra	11.25	6.58
2075 Shrawan	11.62	5.98
2075 Ashad	12.55	5.31
2075 Jestha	12.13	5.67
2075 Baisakh	12.23	5.49
2074 Chaitra	12.20	5.03
2074 Falgun	11.65	5.52
2074 Magh	11.73	5.43​​
2074 Poush	11.50	5.70​
2074 Mangshir	10.61	6.60
2074 Kartik	11.12	6.04
​2074 Ashwin	11.25	5.85​
2074 Bhadra	10.94	5.69