Interest Rate (Per Annum) Effective from 2078/05/01
Interest Rate on Various Products :
Products Type Minimun Balance Margin, Loan Operating, Current, FD Matured Accounts 0 to 5000.00
Interest Rate on Call Deposits Account :
CALL DEPOSITS Minimum Balance Quarterly Int.Paying(Min/Max) Co-Ops Call Account 1000.00 upto 1.6% BFI Call Account 5000.00 upto 1.6% Corporate Call Account 100.00 upto 1.6% Call Account Others 100.00 upto 1.6% Special Call Account 5000.00 1.00%
Interest Rate on Saving Deposits Account :
SAVING DEPOSITS Minimum Balance Monthly Int.Paying Quarterly Int.Paying Staff Saving Account – – 4.75% Normal Saving Account – – 3.25 % Bal Bhabhishya Bachat 100.00 – 3.50 % Pewa Bachat 200.00 – 3.25 % Nari Bachat 100.00 3.75 % – Jestha Nagarik Bachat 500.00 3.75 % – Gurkha Saving 500.00 – 3.25 % Salary Saving – – 3.25 % Shareholder’s Saving 100.00 – 3.75 % Super Saving 1000.00 – 3.50 % Bidhharthi Bachat – – 3.25 % Remittance Saving 100.00 – 3.25 % Group Saving-MF – – 3.25 % Personal Saving-MF – – 3.25 % Micro Finance Saving 5000.00 3.25 % Providend Fund Account – – 3.25 % Recurring Account 100.00 – 3.50 % Premium Bachat 5000.00 – 3.75 % Samajik Surakchya Bachat – – 3.25 % Jeevan Surakchya – Saral 5,000.00 3.50% Jeevan Surakchya – Rajat 15,000.00 3.50% Jeevan Surakchya – Swornim 25,000.00 4.00%
Interest Rate on Fixed Deposits Account:
Period Interest Rate (Monthly/Quarterly/ Maturity) [Individual] Interest Rate (Monthly/Quarterly/ Maturity) [Institutional] 3 Months 7.50% 7.50% 3 month above and less than 1 year 8.00% 8.00% 1 Year And Above 8.25% 8.25%
Interest Rate on Individual Loan Account :
Individual Loans Premium Rate(%) Personal OD upto 9 Easy Term- Normal upto 8.5 Home Loan upto 8 Hire Purchase Loan upto 9 Share/Security Loan upto 6.5 Guarantee Loan upto 9 Gold And Silver Loan upto 7.5 Foreign Employment upto 7 Educational Loan upto 7 Auto Loan – Private upto 7.5 Personal Demand Loan upto 7.5 Consortium Loan As per Agreement Loan Against FDR coupon Rate Plus 3%
Interest Rate on Corporate Loans Account:
Corporate Loans Premium Rate Business OD upto 6.5 Term Loan upto 7.5 Demand Loan upto 6.5 Vehicle Loan upto 7
Interest Rate on Different Loans Account :
Different Loans Premium Rate(%) SME Loan-OD upto 7.5 SME Loan-Term upto 7 Agriculture Loan-OD upto 6.5 Agriculture Loan-Term upto 7 Industry Loan-OD upto 7 Industry Loan-Term upto 7 Energy Loan-OD upto 6.5 Energy Loan-Term upto 6 Tourism Loan-OD upto 6.5 Tourism Loan-Term upto 6.5 Real Estate Loan-OD upto 8.5 Real Estate Loan-Term upto 7 Bridge Gap Loan upto 6
Fixed rate for Personal Term Loan:
Personal Term Loan(Time span) Interest Rate(%) Upto 7 years upto 13.5 %
Interest Rate on Deprived Sector Loan Account :
Deprived Section Loans Interest Rate(%) Deprived-General upto 9.5 Seasonal Loan upto 9.5 Micro Enterprise upto 9 Low – Cost Housing upto 9 Deprived Loan-Other upto 9 Micro Hydro upto 6 Wholesale Lending upto 5.5 Base Rate : 8.37% As of Shrawan End , 2078
Note :
Others Charges and fees will be as published in the Website. This shall be taken as formal notice of change of rate to all customer,all customer are required to contact concerned branches for revised interest rate and new schedules. Interest Rate in case of Loans and Advances shall be Base rate plus Premium rate as mention above.\ Derived Sector Loans : In case of derived sector loans to Senior Citizens, Dalit, Mukta Kamaiya, Baadi, Haliya, War Victim, Single Women and differently abled people, Interest rate below 1% than the published rate shall be applicable.
NP