Shangri-la Customer Care
Interest Rate (Per Annum) Effective from 2081/09/01 (16 December 2024)
| Products Type | Minimun Balance |
|---|---|
| Loan, Operating, Current Accounts | 0 to 5000.00 |
| CALL DEPOSITS | Minimum Balance | Quarterly Int.Paying(Min/Max) |
|---|---|---|
| Co-Ops Call Account | 1000.00 | upto 1.50% |
| BFI Call Account | 5000.00 | upto 1.50% |
| Corporate Call Account | 100.00 | upto 1.50% |
| Call Account Others | 100.00 | upto 1.50% |
| Special Call Account | 5000.00 | 1.00% |
| SAVING DEPOSITS | Minimum Balance | Monthly Int.Paying | Quarterly Int.Paying |
|---|---|---|---|
| Staff Saving Account | – | 3.50% | |
| Normal Saving Account | – | 3.00% | |
| Bal Bhabhishya Bachat | 100.00 | 3.00% | |
| Pewa Bachat | 100.00 | 3.00% | |
| Nari Bachat | 100.00 | 3.00% | – |
| Jestha Nagarik Bachat | 500.00 | 3.00% | – |
| Gurkha Saving | 500.00 | 3.00% | |
| Salary Saving | 500.00 | 3.00% | |
| Shareholder’s Saving | 100.00 | 3.50% | |
| Shangri-La Super Premium Bachat | 1000.00 | 3.00% | |
| Bidhharthi Bachat | – | 3.00% | |
| Group Saving-MF | – | 3.00% | |
| Personal Saving-MF | – | 3.00% | |
| Micro Finance Saving | 5000.00 | 3.00% | |
| Karmachari Sulav Bachat Khata | – | 3.00% | |
| Recurring Account | 100.00 | 3.00% | |
| Samajik Surakchya Bachat | – | 3.00% | |
| Shangri-La Sambriddhi Bachat | 5,000.00 | 3.00% | |
| Sunaulo Remittance | 100.00 | 4.50% | |
| Shangri-La Pay roll Account | – | 3.00% | – |
| Shangrila Naulo Bachat Account | 25,000.00 | 3.00% | – |
| Mero Shangri-La Bachat Khata | 5,000.00 | 3.00% | |
| Shangri-la Uchhatam Bachat Khata | 5,000.00 | 3.50% | |
| Swornim Nari Bachat Khata | 1000.00 | 3.50% | |
| Shangri-la Green Saving Account | 500.00 | 3.00% | |
| Surakshit Bal Bachat Khata | 1000.00 | 3.50% |
|
Individual |
||
|
Period |
Interest Rate (Monthly/Quarterly/Maturity) |
|
|
3 months to below 6 months |
4.00% |
|
|
6 months to below 1 Year |
5.00% |
|
|
1 Year |
6.00% |
|
|
2 Year and Above |
6.50% |
|
|
Remittance FD |
1% additional on above FD interest rates as per time period. |
|
|
Institutional |
||
|
Period |
Interest Rate (Quarterly/ Maturity) |
|
|
6 Months to below 1 Year |
4.00% |
|
|
1 Year |
5.00% |
|
| Individual Loans | Premium Rate(%) |
|---|---|
| Personal OD | upto 3.99% |
| Easy Term | upto 3.99% |
| Home Loan | upto 3.99% |
| Hire Purchase Loan | upto 3.99% |
| Share/Security Loan | upto 3.99% |
| Guarantee Loan | upto 3.99% |
| Gold And Silver Loan | upto 3.99% |
| Foreign Employment | upto 3.99% |
| Educational Loan | upto 3.99% |
| Auto Loan – Private | upto 3.99% |
| Personal Demand Loan | upto 3.99% |
| Consortium Loan | As per Agreement |
| Loan Against FDR | Coupon Rate Plus 3% |
| Corporate Loans | Premium Rate |
|---|---|
| Business OD | upto 3.99% |
| Term Loan | upto 3.99% |
| Demand Loan | upto 3.99% |
| Vehicle Loan | upto 3.99% |
| Different Loans | Premium Rate(%) |
|---|---|
| SME Loan-OD | upto 3.99% |
| SME Loan-Term | upto 3.99% |
| Agriculture Loan-OD | upto 3.99% |
| Agriculture Loan-Term | upto 3.99% |
| Industry Loan-OD | upto 3.99% |
| Industry Loan-Term | upto 3.99% |
| Energy Loan-OD | upto 3.99% |
| Energy Loan-Term | upto 3.99% |
| Tourism Loan-OD | upto 3.99% |
| Tourism Loan-Term | upto 3.99% |
| Real Estate Loan-OD | upto 3.99% |
| Real Estate Loan-Term | upto 3.99% |
| Bridge Gap Loan | upto 3.99% |
| Personal Term Loan(Time span) | Interest Rate(%) |
|---|---|
| Up to 7 years | upto 14 % |
| Deprived Section Loans | Interest Rate(%) |
|---|---|
| Deprived-General | upto 4.99% |
| Seasonal Loan | upto 4.99% |
| Micro Enterprise | upto 4.99% |
| Low – Cost Housing | upto 4.99% |
| Deprived Loan-Other | upto 4.99% |
| Micro Hydro | upto 4.99% |
| Wholesale Lending | upto 2% |
| Base Rate : 7.96% | As of Kartik End , 2081 |
Note :
NP