Shangri-la Customer Care
Interest Rate (Per Annum) Effective from 2079/11/01 (13 February 2023)
| Products Type | Minimun Balance |
|---|---|
| Margin, Loan Operating, Current, FD Matured Accounts | 0 to 5000.00 |
| CALL DEPOSITS | Minimum Balance | Quarterly Int.Paying(Min/Max) |
|---|---|---|
| Co-Ops Call Account | 1000.00 | upto 3.38% |
| BFI Call Account | 5000.00 | upto 3.38% |
| Corporate Call Account | 100.00 | upto 3.38% |
| Call Account Others | 100.00 | upto 3.38% |
| Special Call Account | 5000.00 | 1.00% |
| SAVING DEPOSITS | Minimum Balance | Monthly Int.Paying | Quarterly Int.Paying |
|---|---|---|---|
| Staff Saving Account | – | – | 7.75% |
| Normal Saving Account | – | – | 6.75% |
| Bal Bhabhishya Bachat | 100.00 | – | 7.50% |
| Pewa Bachat | 200.00 | – | 6.75% |
| Nari Bachat | 100.00 | 7.50% | – |
| Jestha Nagarik Bachat | 500.00 | 7.50% | – |
| Gurkha Saving | 500.00 | – | 6.75% |
| Salary Saving | 500.00 | – | 6.75% |
| Shareholder’s Saving | 100.00 | – | 7.75% |
| Shangri-La Super Premium Bachat | 1000.00 | – | 7.75% |
| Bidhharthi Bachat | – | – | 6.75% |
| Remittance Saving | 100.00 | – | 9.75% |
| Group Saving-MF | – | – | 6.75% |
| Personal Saving-MF | – | – | 6.75% |
| Micro Finance Saving | 5000.00 | 6.75% | |
| Providend Fund Account | – | – | 6.75% |
| Recurring Account | 100.00 | – | 6.75% |
| Samajik Surakchya Bachat | – | – | 6.75% |
| Shangri-La Sambriddhi Bachat | 5,000.00 | 7.75% | |
| Sunaulo Remittance | 100.00 | 9.75% | |
| Shangri-La Pay roll Account | – | 7.75% | |
| Shangrila Naulo Bachat Account | 25,000.00 | 8.00% | |
| Mero Shangri-La Bachat Khata | 5,000.00 | 7.75% | |
| Shangri-la Uchhatam Bachat Khata | 5,000.00 | 8.75% |
|
Period |
Interest Rate (Monthly/Quarterly/ Maturity) |
|||
|
Individual |
||||
|
3 Months and Above |
11.75% |
|||
|
*Shangri-la Achamma Ko Muddati Khata (6 Months) |
11.75% |
|||
|
Remittance Fixed Deposit (3 Months and Above) |
12.75% |
|||
|
Ek ko Dui Muddati (Principal Amount double in 6 years 2 Months and 28 Days) |
||||
|
Shangri-la Muddati Dhamaka Yozana |
4 Guna |
5 Guna |
10 Guna |
|
|
12 Years 5 Months and 22 Days |
14 Years 5 Months and 24 Days |
20 Years 8 Months and 17 Days |
||
|
Institutional |
||||
|
Period |
New |
|||
|
6 Months and Above |
9.75% |
|||
| Individual Loans | Premium Rate(%) |
|---|---|
| Personal OD | upto 10 |
| Easy Term- Normal | upto 9 |
| Home Loan | upto 8 |
| Hire Purchase Loan | upto 9 |
| Share/Security Loan | upto 9 |
| Guarantee Loan | upto 10 |
| Gold And Silver Loan | upto 7.5 |
| Foreign Employment | upto 8 |
| Educational Loan | upto 8 |
| Auto Loan – Private | upto 9 |
| Personal Demand Loan | upto 9 |
| Consortium Loan | As per Agreement |
| Loan Against FDR | coupon Rate Plus 3% |
| Corporate Loans | Premium Rate |
|---|---|
| Business OD | upto 8 |
| Term Loan | upto 8 |
| Demand Loan | upto 9 |
| Vehicle Loan | upto 8 |
| Different Loans | Premium Rate(%) |
|---|---|
| SME Loan-OD | upto 9 |
| SME Loan-Term | upto 9 |
| Agriculture Loan-OD | upto 8 |
| Agriculture Loan-Term | upto 8 |
| Industry Loan-OD | upto 8 |
| Industry Loan-Term | upto 8 |
| Energy Loan-OD | upto 8 |
| Energy Loan-Term | upto 8 |
| Tourism Loan-OD | upto 8 |
| Tourism Loan-Term | upto 8 |
| Real Estate Loan-OD | upto 10 |
| Real Estate Loan-Term | upto 10 |
| Bridge Gap Loan | upto 8 |
| Personal Term Loan(Time span) | Interest Rate(%) |
|---|---|
| Upto 7 years | upto 18 % |
| Deprived Section Loans | Interest Rate(%) |
|---|---|
| Deprived-General | upto 10 |
| Seasonal Loan | upto 10 |
| Micro Enterprise | upto 10 |
| Low – Cost Housing | upto 10 |
| Deprived Loan-Other | upto 10 |
| Micro Hydro | upto 10 |
| Wholesale Lending | upto 8 |
| Base Rate : 12.88% | As of Poush End , 2079 |
Note :
NP